Genuine service with competitive rates.
Your Best Option
This might sound overly self-promoting, but here it is anyway: I really do believe I'm your best option for a mortgage. Why? Because I can offer the most competitive interest rates in the business, and I will give you the genuine, attentive service you deserve. Simple as that. And here are a few promises from me: I will call you back. I will tell you the truth. I will do what I say I am going to do. Fair enough?
My goal is to make the loan process as simple and worry-free as possible. Whether you want to refinance into a lower interest rate, get a new home mortgage, home equity loan or second mortgage, my purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
More than just GREAT rates and
the LOWEST closing costs
Serving the Triangle and
North Carolina homeowners
for over 20 years!
Why Choose Carolina Equity Services for your Mortgage Needs?
- Lowest Rates & Closing Costs in the Triangle and throughout North Carolina
- Over 20 years Residential Lending Experience
- WRITTEN GUARANTEE: Interest Rates and Closing Costs
Have you been searching the internet trying to find the lowest rates and closing costs, but you can't get straight, simple answers from most lenders? Do you wonder if you can trust the person you are speaking to who is often in another state, if not across the country? Who can you trust? Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and North Carolina Commissioner of Banks.
Let Joey Hansen at Carolina Equity Services be the Answer
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We have closed over 10,000 mortgage loans for Triangle and NC homeowners
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We provide references from your neighbors and co-workers who have closed loans with Carolina Equity for over a decade, not just anonymous testimonials
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We have the lowest discount rates from the nation's top Banks and Mortgage Lenders and we pass the savings to our clients with lower rates and closing costs
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Our loan officers and processors average over 13 years mortgage experience
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We offer true NO LENDER FEE loans. You only pay 3rd party fees
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Most importantly, we always do exactly what we say we are going to do. Now, give us a call and let us go to work for you.
Get fast answers
At this website there are tools available to answer virtually any mortgage question. Feel free to peruse the site, and if you don't find what you're looking for, let me know. Also, I would be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
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| TODAY'S RATES - JULY 1, 2009 |
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CONFORMING LOAN PROGRAMS*
Term Rate Points
30 yr Fixed 5.125% 1.00
30 yr Fixed 5.375% 0.00
15 yr Fixed 4.500% 1.00
15 yr Fixed 4.750% 0.00
*Assumes loan amount of 200K - 417K and credit score of 740.
JUMBO & CONFORMING ARMS
5 yr Jumbo 4.250% 1.00
5 yr Jumbo 4.500% 0.00
7 yr Jumbo 4.875% 0.50
7 yr Jumbo 5.125% 0.00
Jumbo rates can vary based on loan amount and LTV.
Lower rate by .125% for loans under $500K.
For Loan amounts over $850K, call for exact quote.
We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
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Top News
Mid-Day Recap: Labor Reports Send Markets into Freefall - 2 days ago The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years.?The heavy loss of jobs in June is a warning that the road to recovery will be bumpy, but doesn't yet indicate that we have gone off the track? . . . ...(read more) The Day Ahead: Markets Hesitant Ahead of Employment Data - 2 days ago Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month?s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbers or the ADP private employment report. The consensus looks for 325,000 jobs to have vanished this month, with forecasts ranging between 225,000 and 435,00...(read more) HARP Guidelines Allow for 125% LTV. Originators Still Skeptical - 3 days ago The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, which has blocked many borrowers from utilizing HARP....(read more) Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications - 3 days ago A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(read more) Mixed Data for Real Estate, ISM Index Improves - 3 days ago Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(read more) |
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